Posts Taged puckett-sturgill-financial-group

Tempus Fugit!

David Hemler, CFP®
Time does indeed fly, and as we get older in years, we might even say it speeds up. As I write this, it’s mid-October and the fall season has begun to show itself here in Carroll County and our surrounding communities. Things are very different this October than last, but regardless fall can be counted on to result in the same outcomes. The leaves will change color and fall from the trees, which is critical to their survival over the long winter months to come. As time marches on we are reminded of two old sayings, “The one thing we can always count on is change,” and “The more things change, the more they stay the same.” Both are true.

Read More

Do You Need a Financial Therapist?

David Hemler, CFP®

Hmmm. Good question. And the answer is…it depends. While most of us don’t need to consult a financial therapist, many of us do have some behavioral finance issues or money biases that affect how we enjoy our financial prosperity. Sound about right? Don’t worry; you’re not alone.

As humans, we possess many characteristics that both enlighten and impact our lives. We inherit our physical characteristics, while many of our mental or emotional characteristics we pick up from our environment and upbringing.  My money behaviors may have roots established when I was very young.  One aspect of behavioral finance is to explore our financial views and behavior to try and understand what makes us tick, financially speaking.  You may be wondering, “Does it matter?” Maybe, or maybe not.

Read More

What to Ask Before the College Tour

Aaron Puckett, MBA, CFP®

Recently, one of my clients said, “You can only be as happy as your least happy child.” While I’m not certain that I completely agree, the point that she was making certainly hits home. For those of us with children, our hearts are bound to them and we desire very strongly for their happiness and well-being. When your child enters their junior year of high school, and you begin the journey of selecting a college or university for them to attend, don’t underestimate the influence of your heart. Why? Because no matter how much you’ve planned ahead and saved in a 529 college plan or elsewhere, at the end of the day your desire for your child to be happy will often undermine your ability to select the college that offers the most value for them over the long-term.

Read More